I had a conversation today with somebody seeking some advice on how to get started in paying off personal debt.  I am very proud of this individual for making the brave commitment to invest their money towards getting out of the debt quadrant and into the wealth quadrant (terms you’ll read about in this chapter).  I felt this chapter was very relevant to this individual’s immediate needs and would like to share this chapter here on the book’s blog.  Feel free to pass this along to others who might benefit from the financial concepts discussed here!